French Land Mortgages

Our relationships with the banks have been built over many years and allow us to bring you some excellent mortgage offers...

• You can mortgage the entire project by up to 80%
• You can defer any mortgage payments until the build is complete!
• 'Interest only' options

We can pre-approve you before we start the process and this just takes a few minutes on the phone with you. Please call Ross or Michelle to talk it through.

You could sell before you make a single mortgage payment you're using other peoples money to make your profits

So how does this benefit you:

Deferring the mortgage is key. It means that you can fund your investment with a simple 20% deposit with nothing more to pay until build completion in 18 months.

You can sell the property just before it is complete, this means you could avoid making even a single mortgage payment.

You can of course hold on to your property for as long as you like and increase your capital growth. Not only do we choose each development for good re-sale, we also choose it so that it can rent out easily if you wish.

Mortgage criteria:

Mortgages work differently to the UK, They are full status and subject to status.

Self employed will need some evidence of accounts.

The French banks look for no more that 35% of your gross monthly income to be taken up on fixed outgoings.

We have a superb mortgage department that will help guide you through the entire transaction and you can talk to us anytime.

French mortgages are lower than UK rates and we can normally achieve rates of around 3.5%

Tax issues vary from region to region, please select below the area you are insterested in.