French leaseback Mortgages

Our team of experts are based here in the UK, and can assess your application before it is presented to the French lenders. We help to manage the entire process to a speedy conclusion should your documentation be in order.

Applying is easy, and over 90% of our customers are approved for finance

Mortgages rates in the euro-zone can be very competitive with rates from as little as 3.4% depending on status and the type of mortgage that you take

Banks generally look for around no more than around 33% of you gross monthly income to be taken up in fixed outgoings (loans/mortgages etc) and this is to be inclusive of your new mortgage.

The banks favour a good solid track record of employment, with major organisations and public sector workers, as well as professionals. Self employed normally need minimum of 1 year accounts. All documentation must be as requested, for example - if they ask for the 3 most recent payslip's, that is exactly what must be presented. If they are not the latest 3 then the application will be sent back for the correct documentation and must be re-submitted.

Depending on the strength of the case an overseas investor can generally expect an 80% LTV although between 70 and 80% is common. It is worthwhile considering this percentage in terms of balancing your rental payments in, with your mortgages payments out. Although this is dependant on many factors (such as yields) and will vary from case to case, a 70% mortgage is a reasonably safe bet.

With our partner company, we will handle the process for you both here and in France.

Our team of experts based here in the UK, we can assess you application before it is presented to the lenders. We help manage the entire process to a speedy conclusion should you documentation be in order...

Tax issues vary from region to region, please select below the area you are insterested in.